When to File a Suit

For the court to be able to act on a suit, the suit must be filed within time limits set by the Legislature.  A court has no power to hear a suit that is filed, after these set time periods.  Many suits must be brought within 2 years after the dispute arose, others must be brought within 4 years.  To be safe, you should file suit as soon as you are convinced you cannot recover the money on your own, and before 2 years have gone by.